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Motor Vehicle Insurance
Our Motor Vehicle Insurance policy is fair to everyone concerned and provides three different levels of protection so that you can choose the cover that best suits your particular circumstances.
Maxi Motor Vehicle Protection offers you a very broad type of insurance with the most features, covering accidental physical loss or damage.
Protection Against Accidental Physical Loss
We'll pay for any sudden or unforseen accidental physical loss or damage to your vehicle.
No Blame Bonus
If you have an accident where the other party is identified and is proved totally at fault, your No Claims Bonus entitlement will still apply.
Second Chance Bonus
If you've been continuosly Claims Free for five years or more, and have an accident, you'll get a second chance. Your No Claims Bonus will still apply.
Legal Liability Cover of up to K100,000
We'll pay Legal Liabilty expenses of up to K100,000 if you, or others driving with your permission, have an accident in your vehicle which causes loss or damage to other peoples' property, or their personal injury.
Windscreen Breakages Excess Free for Private Vehicles
Windscreens are covered and you won't pay any Excess should a breakage occur. Nor will your No Claims Bonus be affected.
Accommodation and Travel Costs
Should your private vehicle be involved in an accident, we will pay up to K250 for accomodation and travel expenses so that you may safely complete your journey.
Removal Costs
If your vehicle is unable to be driven after an accident, we'll pay to remove your vehicle to a place of safety, or the nearest repairer.
Medical Expenses
If you suffer an injury, we'll pay medical, hospital, chemist or ambulance expenses of up to K100 per person, following an accident involving your vehicle.
Replacement Cover for Private Vehicles
If your vehicle is insured for private use and you replace it, we'll automatically insure the replacement vehicle, as long as you advise us within 7 days of its purchase.
Automatic Inclusion for Business Vehicles
If your vehicle is insured for business use, we'll automatically hold cover over any new vehicle you may acquire, as long as you tell us about the aquisition within 60 days. (Maximum sum insured K30,000).
This cover provides you with a limited insurance cover:
Protection Against Fire and Theft
We'll pay for any sudden or unforseen accidental physical loss of your vehicle as a result of fire, theft or illegal conversion.
Legal Liability Cover of up to K100,000
We'll pay Legal Liability expenses of up to K100,000 if you, or others driving with your permission, have an accident in your vehicle which causes loss or damage to other peoples' property or their personal injury.
- Motor Owners' Liability Protection
This cover provides you with very basic insurance cover:
Legal Liability Cover of up to K100,000
We'll pay Legal Liability expenses of up to K100,000 if you have an accident in your vehicle which causes loss or damage to other peoples' property or their personal injury.
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