Contents insurance

• Extensive policy that provides a wide range of cover
• Stolen keys? Put your mind at ease with our keys and locks replacement benefit
• One event – one excess
• Get a quote in one easy phone call.

Calculate the contents cover that’s right for you. Our Contents Valuation Guide will help you work out how much contents insurance you need.

Download our insurance brochure here.

Benefits

	Legal liability cover Up to K100,000 for your legal liability if an accident happens at your house which causes loss or damage to other people’s property or injury to someone.
	Temporary accommodation cover Up to K5,000 for temporary accommodation costs.
	Keys and locks cover Up to K250 for replacement keys and locks – with no excess to pay.
	Credit or debit card fraud Up to K500 for credit cards stolen and fraudulently used.
	Frozen food deterioration Up to K400 frozen food deterioration cover.
	One event - one excess If one event causes you to claim on two or more of your TOWER policies, such as your house, contents and vehicle, you will only have to pay one excess.

Optional Benefits

	Earthquake cover Cover for your house if it’s damaged by earthquake, volcanic eruption, geothermal or hydrothermal activity or tsunami.
	Personal effects Covers your personal effects normally worn or carried by you anywhere in Papua New Guinea.
	Jewellery replacement Covers your jewellery (not including watches) for its ‘replacement value’.

Important: This is a summary only. For a full outline of the policy terms, conditions and exclusions please read the policy wording (below) and the certificate of insurance.